A Helpful A-z On Intelligent Solutions Of Car Insurance

So to cover the risk of total loss, your lender requires that you carry comprehensive and collision insurance, over and above the minimum liability insurance required by your state. That means that about 40% of your insurance premium is going to cover the risk of a damaged or stolen vehicle. Ka-ching! It costs a lot more to repair todays cars. If you added up the parts on a $25,000 car, the Alliance of American Insurers estimates the tally would come to $68,000. No wonder, insurance companies often elect to total a car thats been in a severe accident rather than foot the repair bill. Ka-ching! Anyone who has ever forked over $200 – $300 for a broken headlamp is well aware that even minor fender benders can mean big repair bills. Multipart assemblies and plastic materials used in modern cars can be easily damaged and are sometimes impossible to repair.

More About Car Insurance

(WGEM) –Jacksonville’s loss is Western Illinois’ gain. All-State guard Olivia Kaufmann officially became the newest member of the Leatherneck women’s basketball program at a ceremony held at Jacksonville High School Thursday afternoon. Kaufmann comes to Macomb after setting Jacksonville’s all-time scoring record with more than 2,100career points while breaking program benchmarks in three-point field goals and assists. Western head coach JD Gravina feels his squad just got a whole lot better. “Olivia can flat out score which we love about her. She can shoot it deep, has almost unlimited range, she’s a good passer, and she can attack the basket. I also think Olivia has a lot of potential defensively,” Gravina said. “She’s just a good athlete (and) she comes from a good athletic family. I think as she adjusts to playing man-to-man defense at the Division I level she’s going to be a really nice player for us.” Kaufmann was the Springfield Journal-Courier Player of the Year after averaging 22.5 points and more than three assists, and three rebounds, a game last season. She’s the third recruit to sign with Western for the 2016-17season. Can’t Find Something?

For the original version including any supplementary images or video, visit Jacksonville’s Kaufmann brings scoring touch to WIU basketball – WGEM.com: Quincy News, Weather, Sports, and Radio

Home Improvement Tips To Turn You Into A Handy Person

These projects are beneficial because they can boost the value of the home. If you update your home with do it yourself projects, you will save a lot of money. Not only does home improvement often make financial sense, it can be a great way to pass the time, too. The simple suggestions that follow, can point you in the right direction.

If you are thinking of purchasing a home, hire a professional inspector to check it out. This way, you’ll be clear on what repairs or replacements need to be made. Enlisting a professional inspector who does not have a stake in the sale is a smart method of keeping things honest.

Know what style you are looking for before beginning any type of home improvement. The decorating style that you choose should serve as the catalyst for your project. Without a plan, you can easily end up with mixed styles. Fixing mistakes is always more costly than doing things correctly the first time.

Putting weatherstripping in your home will ensure that you will have a better energy footing. With the materials available at most hardware stores, this is a very easy and inexpensive change you can make to your home that will have a lasting impact on both your cooling and heating bills. You will also notice that your temperature in your home is easier to control now.

If your floor is squeaking, utilize construction adhesive to halt the squeaks. You will need to do the work from your basement or crawlspace, but the outcome is worth the trouble. Apply some glue to each floor joist with the aid of a caulking gun to secure them to the floor planks.

As was said before, the satisfaction and addition of value to your home from improving it cannot be overstated. With these tips, hopefully you make good decisions, get inspired, and save a bit of money as you go along.

Clients can compare free car insurance quotes by visiting http://carinsuranceshoppingsource.com/ . The website has an important database to which clients gain access in two easy steps: Completing the ZIP code. Someone’s location will help brokers track relevant plans in an area. Prices are also influenced by the area someone lives in. Completing the online form. Quotes have to be generated based on some information the client provides. These details will determine coverage expenses for each individual driver. Brokers use the same algorithm to compare quotes as agencies do. This means that every client will get accurate offers for their vehicles. The website will quickly display a list of quotes. All the quotes are selected form top agencies in the client’s area.

For the original version including any supplementary images or video, visit Get New Car Insurance Quotes in May and Stop Overpaying for Coverage! – Yahoo Finance

More About Car Insurance

News About Car Insurance

Straightforward Ideas On Locating Key Aspects Of Car Insurance

Youve heard all the cliches but sometimes it takes knowing how easily you can be found out and the consequences of fibbing to hammer home the point. So, tempting as it might be to fudge the truth on an insurance application, heres why its a really, really bad idea. Insurance companies are not stupid. In fact, theyre probably a lot smarter than you are, if for no other reason than theyve seen it all and heard it all. They know its human nature to play a little fast and loose with the facts if it might mean saving a couple bucks on an insurance policy. They have an arsenal of tools to ferret out fibs, including very sophisticated software, shared databases and human scam-sniffers. Thinking about burning down your house to get out of that underwater mortgage with a nice fat homeowners insurance policy pay-off? Some of the clues supplied by the National Fire Protection Association to spot an arson include: fires started during a renovation; an unusual amount of combustible material onsite; the homeowners whereabouts cant be accounted for; valuable personal items or pets were removed from the home before the fire; and firefighters access to the building was blocked by vehicles or items pushed up against doors. Other sources cite a claimants high debt or financial problems, adding excessive coverage just before a fire occurs and a history of such claims as additional indicators of foul play. Want to fake the theft of non-existent personal property? Handwritten receipts are a tip-off, asarethe lack of a police reportand the loss of family heirlooms whose worth is impossible to accurately assess. People often misrepresent facts on auto insurance applications to get discounts or lower premiums.

Car Insurance Interest

In a letter obtained by the News4Jax I-TEAM, Grassley said WWP claimed it was spending 80 percent of its money on veterans services. The Rublican Iowa senator’s investigation found that 33 percent that was claimed to be spent on veterans programs was actually free advertising and media. VIEW: Sen. Grassley’s follow-up letter to WWP “It includes free media as a program service to veterans. It is not clear whether the donated media was only outreach to veterans to help them access programs or whether it was for fundraising purposes,” Grassley said in the letter to WWP Board Chairman Anthony Odierno. Grassley’s investigation looked at the charity’s financial records from 2013 and 2014. In 2014, the committee found most WWP alumni and wounded warrior events were sporting events. Only 17 percent of events were related to physical health and wellness of veterans. “It appears the vast majority of the 94 percent of program services provided to veterans consisted of tickets to sporting events,” Grassley said in the letter. Grassley questioned WWP’s claim that it spends 80.6 percent on veteran programming based on the committee’s findings. “Of the $242 million WWP spent on program expenses in FY 2014, it appears that approximately $150 million of it was not actually spent on veterans by WWP and a large portion of it was in-kind donations,” Grassley said in the letter. Grassley has been working for years to improve the oversight of nonprofit groups, as part of his work on the Senate Finance Committee.

For the original version including any supplementary images or video, visit Senator questions Wounded Warrior Project spending

The Importantance Of Hiring A Contractor That Is Experienced To Do Your Home Repairs

Are you ready to improve your house? Alright then. It is imperative that you learn how to correctly handle any home improvement tasks that you are planning to do. If you need some help, read the following article as a guide.

If your trailer, house, or apartment is too small to house a dryer and washer separately, think about installing a combination unit instead. There are lots of combination units on the market that take no more floor area than dishwashers. The combo can both wash and dry clothes.

The improvements that are easily noticeable are very important. If you plan to sell the home, the buyers won’t care that you added fancy lights if the paint is peeling. Sometimes, the most important things are invisible, but that doesn’t count when you are selling the home.

If you have tried everything you can to stop your door from squeaky, you may need a new hinge. You can find hinges at most hardware stores. All you have to do is take out your hinge and then attach the sides to your door and wall. Then, ensure that the hinges are aligned and put the new pins in.

Place holes into the rim of paint cans with a nail. The space where the lid fits in the paint can will fill up with paint, when putting the lid on it will go down the sides. With a nail, put several holes in paint can’s perimeter, in the bottom of that channel, to avoid a problem.ne

Reading this article is the first step towards a successful project. The hardest part is out of the way. Now the fun can begin. In this article, we sought to give you some useful tips in home repair and improvement. Print this article out and review it for a refresher, when needed.

Otherwise, the leasing company will assess a value to the damage. In terms of “normal wear,” the definition can vary, and drivers shouldn’t assume that their own lease servicers will be lenient. “Some will nitpick the car to pieces,” says Jacobson. “Before getting the vehicle, consumers should ask what the lease-end-condition guidelines are.” Barbara Terry, an automobile columnist and author of “How Athletes Roll,” says if the car is significantly damaged, drivers can expect a bill for repairs at “full market price.” Billie CurriePhotography/Moment/Getty Images Leasing for too long Most car-lease terms range from 2 to 4 years, though some can go longer, says Reed. However, drivers who lease cars for too long could end up paying extra money in maintenance. Reed suggests that consumers not lease autos for longer than the warranty period, which averages 3 years, or 36,000 miles. “That’s a turning point in the car’s life, when it goes out of the bumper-to-bumper warranty,” says Reed. “If you keep the car longer, you’d have to consider getting an extended warranty at an additional cost, plus you may need to pay for new tires and brakes — all for a car that you don’t own,” he says. If a consumer plans to be in the same car for a long period, it’s probably better to buy it, says Terry.

For the original version including any supplementary images or video, visit Leasing a Car – 5 Dumb Car Leasing Mistakes to Avoid | Bankrate.com

Best of Car Insurance

Car Insurance News

Straightforward Ideas On Locating Key Aspects Of Car Insurance

Youve heard all the cliches but sometimes it takes knowing how easily you can be found out and the consequences of fibbing to hammer home the point. So, tempting as it might be to fudge the truth on an insurance application, heres why its a really, really bad idea. Insurance companies are not stupid. In fact, theyre probably a lot smarter than you are, if for no other reason than theyve seen it all and heard it all. They know its human nature to play a little fast and loose with the facts if it might mean saving a couple bucks on an insurance policy. They have an arsenal of tools to ferret out fibs, including very sophisticated software, shared databases and human scam-sniffers. Thinking about burning down your house to get out of that underwater mortgage with a nice fat homeowners insurance policy pay-off? Some of the clues supplied by the National Fire Protection Association to spot an arson include: fires started during a renovation; an unusual amount of combustible material onsite; the homeowners whereabouts cant be accounted for; valuable personal items or pets were removed from the home before the fire; and firefighters access to the building was blocked by vehicles or items pushed up against doors. Other sources cite a claimants high debt or financial problems, adding excessive coverage just before a fire occurs and a history of such claims as additional indicators of foul play. Want to fake the theft of non-existent personal property? Handwritten receipts are a tip-off, asarethe lack of a police reportand the loss of family heirlooms whose worth is impossible to accurately assess. People often misrepresent facts on auto insurance applications to get discounts or lower premiums.

Car Insurance Interest

In a letter obtained by the News4Jax I-TEAM, Grassley said WWP claimed it was spending 80 percent of its money on veterans services. The Rublican Iowa senator’s investigation found that 33 percent that was claimed to be spent on veterans programs was actually free advertising and media. VIEW: Sen. Grassley’s follow-up letter to WWP “It includes free media as a program service to veterans. It is not clear whether the donated media was only outreach to veterans to help them access programs or whether it was for fundraising purposes,” Grassley said in the letter to WWP Board Chairman Anthony Odierno. Grassley’s investigation looked at the charity’s financial records from 2013 and 2014. In 2014, the committee found most WWP alumni and wounded warrior events were sporting events. Only 17 percent of events were related to physical health and wellness of veterans. “It appears the vast majority of the 94 percent of program services provided to veterans consisted of tickets to sporting events,” Grassley said in the letter. Grassley questioned WWP’s claim that it spends 80.6 percent on veteran programming based on the committee’s findings. “Of the $242 million WWP spent on program expenses in FY 2014, it appears that approximately $150 million of it was not actually spent on veterans by WWP and a large portion of it was in-kind donations,” Grassley said in the letter. Grassley has been working for years to improve the oversight of nonprofit groups, as part of his work on the Senate Finance Committee.

For the original version including any supplementary images or video, visit Senator questions Wounded Warrior Project spending

The Importantance Of Hiring A Contractor That Is Experienced To Do Your Home Repairs

Are you ready to improve your house? Alright then. It is imperative that you learn how to correctly handle any home improvement tasks that you are planning to do. If you need some help, read the following article as a guide.

If your trailer, house, or apartment is too small to house a dryer and washer separately, think about installing a combination unit instead. There are lots of combination units on the market that take no more floor area than dishwashers. The combo can both wash and dry clothes.

The improvements that are easily noticeable are very important. If you plan to sell the home, the buyers won’t care that you added fancy lights if the paint is peeling. Sometimes, the most important things are invisible, but that doesn’t count when you are selling the home.

If you have tried everything you can to stop your door from squeaky, you may need a new hinge. You can find hinges at most hardware stores. All you have to do is take out your hinge and then attach the sides to your door and wall. Then, ensure that the hinges are aligned and put the new pins in.

Place holes into the rim of paint cans with a nail. The space where the lid fits in the paint can will fill up with paint, when putting the lid on it will go down the sides. With a nail, put several holes in paint can’s perimeter, in the bottom of that channel, to avoid a problem.ne

Reading this article is the first step towards a successful project. The hardest part is out of the way. Now the fun can begin. In this article, we sought to give you some useful tips in home repair and improvement. Print this article out and review it for a refresher, when needed.

Otherwise, the leasing company will assess a value to the damage. In terms of “normal wear,” the definition can vary, and drivers shouldn’t assume that their own lease servicers will be lenient. “Some will nitpick the car to pieces,” says Jacobson. “Before getting the vehicle, consumers should ask what the lease-end-condition guidelines are.” Barbara Terry, an automobile columnist and author of “How Athletes Roll,” says if the car is significantly damaged, drivers can expect a bill for repairs at “full market price.” Billie CurriePhotography/Moment/Getty Images Leasing for too long Most car-lease terms range from 2 to 4 years, though some can go longer, says Reed. However, drivers who lease cars for too long could end up paying extra money in maintenance. Reed suggests that consumers not lease autos for longer than the warranty period, which averages 3 years, or 36,000 miles. “That’s a turning point in the car’s life, when it goes out of the bumper-to-bumper warranty,” says Reed. “If you keep the car longer, you’d have to consider getting an extended warranty at an additional cost, plus you may need to pay for new tires and brakes — all for a car that you don’t own,” he says. If a consumer plans to be in the same car for a long period, it’s probably better to buy it, says Terry.

For the original version including any supplementary images or video, visit Leasing a Car – 5 Dumb Car Leasing Mistakes to Avoid | Bankrate.com

Best of Car Insurance

Car Insurance News

Straightforward Ideas On Locating Key Aspects Of Car Insurance

Youve heard all the cliches but sometimes it takes knowing how easily you can be found out and the consequences of fibbing to hammer home the point. So, tempting as it might be to fudge the truth on an insurance application, heres why its a really, really bad idea. Insurance companies are not stupid. In fact, theyre probably a lot smarter than you are, if for no other reason than theyve seen it all and heard it all. They know its human nature to play a little fast and loose with the facts if it might mean saving a couple bucks on an insurance policy. They have an arsenal of tools to ferret out fibs, including very sophisticated software, shared databases and human scam-sniffers. Thinking about burning down your house to get out of that underwater mortgage with a nice fat homeowners insurance policy pay-off? Some of the clues supplied by the National Fire Protection Association to spot an arson include: fires started during a renovation; an unusual amount of combustible material onsite; the homeowners whereabouts cant be accounted for; valuable personal items or pets were removed from the home before the fire; and firefighters access to the building was blocked by vehicles or items pushed up against doors. Other sources cite a claimants high debt or financial problems, adding excessive coverage just before a fire occurs and a history of such claims as additional indicators of foul play. Want to fake the theft of non-existent personal property? Handwritten receipts are a tip-off, asarethe lack of a police reportand the loss of family heirlooms whose worth is impossible to accurately assess. People often misrepresent facts on auto insurance applications to get discounts or lower premiums.

Car Insurance Interest

In a letter obtained by the News4Jax I-TEAM, Grassley said WWP claimed it was spending 80 percent of its money on veterans services. The Rublican Iowa senator’s investigation found that 33 percent that was claimed to be spent on veterans programs was actually free advertising and media. VIEW: Sen. Grassley’s follow-up letter to WWP “It includes free media as a program service to veterans. It is not clear whether the donated media was only outreach to veterans to help them access programs or whether it was for fundraising purposes,” Grassley said in the letter to WWP Board Chairman Anthony Odierno. Grassley’s investigation looked at the charity’s financial records from 2013 and 2014. In 2014, the committee found most WWP alumni and wounded warrior events were sporting events. Only 17 percent of events were related to physical health and wellness of veterans. “It appears the vast majority of the 94 percent of program services provided to veterans consisted of tickets to sporting events,” Grassley said in the letter. Grassley questioned WWP’s claim that it spends 80.6 percent on veteran programming based on the committee’s findings. “Of the $242 million WWP spent on program expenses in FY 2014, it appears that approximately $150 million of it was not actually spent on veterans by WWP and a large portion of it was in-kind donations,” Grassley said in the letter. Grassley has been working for years to improve the oversight of nonprofit groups, as part of his work on the Senate Finance Committee.

For the original version including any supplementary images or video, visit Senator questions Wounded Warrior Project spending

The Importantance Of Hiring A Contractor That Is Experienced To Do Your Home Repairs

Are you ready to improve your house? Alright then. It is imperative that you learn how to correctly handle any home improvement tasks that you are planning to do. If you need some help, read the following article as a guide.

If your trailer, house, or apartment is too small to house a dryer and washer separately, think about installing a combination unit instead. There are lots of combination units on the market that take no more floor area than dishwashers. The combo can both wash and dry clothes.

The improvements that are easily noticeable are very important. If you plan to sell the home, the buyers won’t care that you added fancy lights if the paint is peeling. Sometimes, the most important things are invisible, but that doesn’t count when you are selling the home.

If you have tried everything you can to stop your door from squeaky, you may need a new hinge. You can find hinges at most hardware stores. All you have to do is take out your hinge and then attach the sides to your door and wall. Then, ensure that the hinges are aligned and put the new pins in.

Place holes into the rim of paint cans with a nail. The space where the lid fits in the paint can will fill up with paint, when putting the lid on it will go down the sides. With a nail, put several holes in paint can’s perimeter, in the bottom of that channel, to avoid a problem.ne

Reading this article is the first step towards a successful project. The hardest part is out of the way. Now the fun can begin. In this article, we sought to give you some useful tips in home repair and improvement. Print this article out and review it for a refresher, when needed.

Otherwise, the leasing company will assess a value to the damage. In terms of “normal wear,” the definition can vary, and drivers shouldn’t assume that their own lease servicers will be lenient. “Some will nitpick the car to pieces,” says Jacobson. “Before getting the vehicle, consumers should ask what the lease-end-condition guidelines are.” Barbara Terry, an automobile columnist and author of “How Athletes Roll,” says if the car is significantly damaged, drivers can expect a bill for repairs at “full market price.” Billie CurriePhotography/Moment/Getty Images Leasing for too long Most car-lease terms range from 2 to 4 years, though some can go longer, says Reed. However, drivers who lease cars for too long could end up paying extra money in maintenance. Reed suggests that consumers not lease autos for longer than the warranty period, which averages 3 years, or 36,000 miles. “That’s a turning point in the car’s life, when it goes out of the bumper-to-bumper warranty,” says Reed. “If you keep the car longer, you’d have to consider getting an extended warranty at an additional cost, plus you may need to pay for new tires and brakes — all for a car that you don’t own,” he says. If a consumer plans to be in the same car for a long period, it’s probably better to buy it, says Terry.

For the original version including any supplementary images or video, visit Leasing a Car – 5 Dumb Car Leasing Mistakes to Avoid | Bankrate.com

Best of Car Insurance

Car Insurance News

Uncovered Insights On Finding Major Criteria In Car Insurance

Car insurance companies have been looking for ways to connect those dots for over a decade. What is new is the use of embedded telematics technology to take reporting out of the hands of the driver (who might inclined to fudge the numbers) and hand it over to a totally objective computer chip. With the prevalence of smart phones and wide-spread cellular server networks, the cost to do so is feasible for a growing number of insurers. Progressives Snapshot product has been available in all U.S. markets since March, AllState introduced Drive Wise in Illinois this spring, GMACs OnStar uses a telematics program and State Farm uses the OnStar technology. SafeCo of Seattle recently signed with Italys Octo Telematics, which has installed more than 1.2 million of the devises in car throughout Europe. Other insurers, such as American Family, are also testing the telematics platform. In exchange for plugging a telematics device into your cars diagnostic port, car insurers are offering car insurance premium discounts ranging from 30% to more than 50%. Among the things measured are the miles you drive, speed, braking habits and time of day you drive.

Car Insurance Interest

(WGEM) –Jacksonville’s loss is Western Illinois’ gain. All-State guard Olivia Kaufmann officially became the newest member of the Leatherneck women’s basketball program at a ceremony held at Jacksonville High School Thursday afternoon. Kaufmann comes to Macomb after setting Jacksonville’s all-time scoring record with more than 2,100career points while breaking program benchmarks in three-point field goals and assists. Western head coach JD Gravina feels his squad just got a whole lot better. “Olivia can flat out score which we love about her. She can shoot it deep, has almost unlimited range, she’s a good passer, and she can attack the basket. I also think Olivia has a lot of potential defensively,” Gravina said. “She’s just a good athlete (and) she comes from a good athletic family. I think as she adjusts to playing man-to-man defense at the Division I level she’s going to be a really nice player for us.” Kaufmann was the Springfield Journal-Courier Player of the Year after averaging 22.5 points and more than three assists, and three rebounds, a game last season. She’s the third recruit to sign with Western for the 2016-17season. Can’t Find Something?

For the original version including any supplementary images or video, visit Jacksonville’s Kaufmann brings scoring touch to WIU basketball – WGEM.com: Quincy News, Weather, Sports, and Radio

Looking For Home Improvement Tips?

While you may not feel you are the home-improvement type, there are various tips you can use to make whatever project you want to work on more enjoyable and safer at the same time. Arm yourself with the proper information to make your home projects go smoothly and safely. Peruse the home improvement advice included in this article for help.

It’s vital to have a good drill when you are doing home improvements. This tool will create different-sized holes by using screws, as well as utilizing special attachments for driving the screws. A good cordless power drill with the right drill bits for Phillips and flathead screws is ideal.

You might find it easier to construct your own window screen if you can’t find a replacement in the size you need. Frame kits allow you to cut the frame to any size, and the screen can be attached using an inexpensive too and cording. Certain widows require particular kinds of screens, but, if you desire, you can add on an additional external screen with the use of easy to install adapters.

Remember that you’re responsible for keeping records of your home improvement project, even if you have a professional doing the actual work. Don’t assume that your contractor will maintain proper records. Keep copies of every invoice or contract relating to the project. That way, you can keep tabs on the progress of the job.

Do not forget your chimneys, downspouts and gutters. Keeping these parts of your home in good working order and making repairs as needed is crucial. A dirty chimney is more likely to catch fire and clogged gutters can cause water damage.

Focus on the front porch if you are thinking about home improvements. This is one of the first areas of the home that people notice when approaching your home. Keep your porch clean and add tasteful enhancements. Flowers, nice furniture and great lighting can be used to dress up an otherwise boring and bland porch. Your home will be worth more if you make these changes.

It is very important that the contractor estimates you get are all based on the exact same work to be done. Create a detailed list of what you want improved and make sure that list remains the same for each contractor. If you change things you want for each contractor, it will be tough to compare between them.

After reading this excellent advice regarding home improvement, you can move a bit closer to realizing your home improvement goals. This article should give you the know how on home improvements and doing it right.

CHRISsadowski/E+/GettyImages Forgetting gap insurance The value of any new car drops significantly after it’s driven off the lot — and leased cars are no exception, says David Jacobson, CEO of CU Xpress Lease in Hauppauge, New York, which originates and services car leases for credit unions. If a leased car is stolen or totaled and the car insurance company makes a payment for the value of the car, that sum may not cover the consumer’s total obligation under the terms of the lease, he says. The driver would likely have to pay the balance out of pocket unless he has gap insurance. In that case, the policy would cover the difference, he says. At the beginning of any car lease, consumers should ask if the contract includes this specialty gap insurance coverage, says Jacobson. If it doesn’t, the customer should consider looking for a car with a lease plan that does. “There is exposure without gap insurance,” he says, “so I would not lease a car without it.” FREE CREDIT SCORE: Don’t get ambushed by a bad credit score at the dealership. Check your credit score and credit report first at myBankrate for free. lissart/E+/GettyImages Underestimating miles you’ve driven According to Jacobson, many leasing companies are able to advertise low monthly payments because they have low mileage limits.

For the original version including any supplementary images or video, visit Leasing a Car – 5 Dumb Car Leasing Mistakes to Avoid | Bankrate.com

A Quick A-to-z On Fast Tactics For Car Insurance

Youre only as good as the car youre driving. Make sure your headlights are properly aligned so that you can see the road from the right angle and to spare other drivers from glare. Check your mirrors before every trip to eliminate blind spots. See that your tail lights, brake lights and turn indicators in good working order. Regularly clean headlamps, tail lights, mirrors and windshield (inside and out) to increase visibility. Dimming the lights on your instrument panel will also help increase your night vision. Drive defensively. You can be the worlds most conscientious driver but that wont protect you from others who arent. Increase your odds of arriving at your destination safely by decreasing your speed and increasing the distance between you and the car ahead by about four to five seconds.

More on Car Insurance

“That is what the investigation will lead to if we find there are things to be disciplined for. Without speaking out of turn and letting the investigation move forward, we have to take those steps initially to make sure we can look at the incident, the totalitarian of all the circumstance and make a good decision there. The investigation has to play out first before anybody gets additional discipline or anything happens. And right now, that investigation is ongoing,” Williams said. State Attorney Angela Corey also told the I-TEAM that she looked at the surveillance tape with JSObefore the officer was arrested. She said it will not jeopardize any other case that Borisade was involved in. “No, quite frankly, he’s under a supervisory officer on every one of those cases. So we believe those cases will be just fine as long as there’s another officer witness to the case and he is training right now, so he has someone with him every step of the way. So I am not concerned about any jeopardy to any of these officers’ cases.” But the officer with Borisade during the Martinez’s arrest is experienced, so the I-TEAM asked the sheriff if a supervisor was ever called during the arrest. “We are still in the process of interviewing those officers, interviewing the suspects that were in the sally port. So we don’t have any additional information right now,” Williams said. This is not Borisade’s first brush with the law. In 2008, when he was 19 years old, reports show he took items into a dressing room from a store at the Regency Square Mall and came out without them and tried to leave the store without paying. The report shows he admitted to doing it. He later pleaded no contest to a misdemeanor property crime. According to JSO’s website, officers can’t have been convicted of any felony, or misdemeanors involving false statement, perjury or domestic violence.

For the original version including any supplementary images or video, visit Woman hit by Jacksonville officer describes injuries

Tips For How To Make The Most Of Your Home Improvement Projects

Home improvement is a highly important and personal topic to every home owner. The tips in this article can help you decide which home improvement areas are the best to tackle.

Take advantage of the carpet installation specials which major home improvement chains offer. In order to gain customers, they will install carpet for cheap prices. Replacing the carpets in your home during one of these promotions can save you hundreds or even thousands of dollars on labor and installation.

You might spend a lot of money when buying new furniture. Garage sales and thrift stores can add a new flare to your room! You might find real treasures amongst your used items, like furniture for instance. You might have to touch them up, but they could be a great addition to your home.

It is a wise idea to consider the area you live in when you plan to make improvements to your home. Make sure your home coordinates well with the others on the block. If your remodel blends in with the other homes, your chances will be greater of selling your home in the future.

Spend some time shopping around for the best deals on the best products to use in your home prior to buying anything. It costs a lot of money to install new flooring, and if you compare prices, you can keep your expenses to a minimum. Discount supply stores and bargain hunting places are great ways to save money.

Check out the credentials of any home improvement company that you are considering. If you can’t get a physical address for a company and can only reach them by phone, they probably aren’t all that big of a company. Stick with companies that are reputable and reliable.

Home improvement projects need to be approached in a planned, disciplined manner, while still being open to new ideas. Any project that can be done by others is likely something of which you are also capable. Use the tips in this article, and your next project will go more smoothly.

The company offers car insurance and other insurance products in all 50 states and Washington, D.C. Best for drivers over 50: AARP/The Hartford NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Alex Glenn Get a quote The Hartford partners with AARP to provide theAuto and Home Insurance Program coverage specifically for older drivers who want competitive rates, long-term availability and easy-to-access assistance. AARP members who switch to the programsave an average of $420 a year, according to the companys website. Customers also enjoy guaranteed policy renewal as long as theyre able to drive, and can lock intheirrate for 12 months at a time, rather than the six months customary with most insurers. The companys customer service is also a selling point, with features such as a 24/7 claims hotline offering prompt person-to-person assistance for sorting out accidents. The Auto and Home Insurance Program is currently available in all states except Massachusetts. Best for mobile tools: Esurance NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Alex Glenn Get a quote Esurance provides a modern insurance experience for tech-savvy customers.

For the original version including any supplementary images or video, visit Find the Best Cheap Car Insurance – NerdWallet

Some New Guidelines On Primary Details Of Car Insurance

And isnt this a violation of your privacy and right to face your accuser? If you have those concerns, youre not alone. This week the Los Angeles Police Commission voted unanimously to kill the citys red light camera program. It is, to date, the largest U.S. city to join a backlash against the red light camera programs. Along with individual municipalities, nine states have banned the cameras, including Arkansas, Maine, Mississippi, Montana, New Jersey, New Hampshire, West Virginia and Wisconsin, according the National Conference of State Legislatures. Why the uproar over something that its proponents claim is highly effective atreducing speeding and saving lives and preventing serious injury? Opposition to traffic photo enforcement ranges from invasion of privacy and violation of constitutional rights to due process to ineffectiveness and cost-inefficiency. Some even think the programs are nothing more than a money-grabbing scheme instituted by cash-strapped state and local governments. They also point out that since payment of the tickets in many instances is voluntary, the worst offenders simply ignore the fineswhile the law abiding pick up the tab.

More About Car Insurance

Cash Flow and Liquidity The Company generated $54 million of adjusted free cash flow and reduced adjusted net debt by $63 million to $705 million since December 31, 2015. The Company ended the quarter with $346 million of liquidity including $236 million available under its revolving credit facility after taking into account outstanding letters of credit. Outlook Over the last seven months, the Company renegotiated cellulose specialties contracts with its three largest customers through 2018 and 2019. For 2016, the Company expects cellulose specialties prices to decline 6 to 7 percent and cellulose specialties sales volumes to decline 4 to 5 percent compared to 2015. Based on contractual commitments for the majority of the Companys acetate volume, 2017 acetate pricing is expected to be approximately 2 percent below 2016. Cellulose specialties markets continue to face a combination of industry oversupply and weaker end-market demand which could impact the Companys prices and volumes in the future. In response to these market pressures, the Company began a three-year transformation initiative to significantly improve its cost structure and enhance cash flows. The transformation initiative is targeting cost savings of $75 to $90 million over the three year period from 2016 through 2018. In addition, through its innovation initiative, the Company is working to enhance the value of its products for customers and engineer new products to extend its market reach. It expects to derive 20 percent of our revenues from new products within a decade. As a result of solid traction on its 2016 transformation cost savings and benign inflationary pressure, the Company is raising its 2016 guidance for pro forma EBITDA by $10 million to $185 to $200 million and adjusted free cash flow guidance to $85 to $95 million. “We remain steadfast in our strategy to permanently reduce our costs, invest in our assets and accelerate our innovation platform to drive value to shareholders. Our progress to date is encouraging and we are pleased to improve our full-year guidance,” stated Boynton. Conference Call Information A conference call will be held on Tuesday, May 3, 2016 at 10 a.m.

For the original version including any supplementary images or video, visit Rayonier Advanced Materials Reports Solid First Quarter Results | Business Wire

Easy Home Improvement Tips For You Here

You do not have to make home improvements hard. Knowing what can make your projects go much more smoothly can be beneficial. This article will give all the advice you need.

Use bleach in your toilet bowl to keep it clean. The bleach may stink for a bit, but germs will be killed and you will know that everything is as clean as can be. If you use scented bleach, it will reduce the objectionable odor.

You can drastically increase your home’s value by putting in another bathroom. Second bathrooms can be extremely advantageous, especially if the new bathroom is on a different floor. Inevitably, two people will need to use the restroom at the same time, after all.

Kitchen storage is simple when you have two-liter bottles around. They are transparent, and a good way to store things like flour, baking soda and sugar. They keep well in the fridge, freezer and on a shelf. Just open and pour when you need to use the contents.

Thinking about installing a beautiful hardwood floor? Have a professional check out the existing floors in your home first. You may find a lovely, natural hardwood floor buried beneath layers of linoleum or carpet. If this is the case, you’ll just need to strip the old carpet or flooring and refinish the natural floor underneath.

Always know where the gas shutoff valve is when you start any gas-based DIY project. You should also be extremely vigilant when working near the gas supply. If you don’t heed our warning, a fire or injury will likely be the result.

If you are employing a handyman to do some work, get everything in writing. A written contract keeps both sides honest and protects you, the homeowner, from exploitation. Without that contract, you may lose lots of money.

If you want to resell your home, you should focus on the bathroom. While most rooms can be customized by the owner, the bathroom must be in tip top shape. If your shower and sink aren’t in good condition, you should replace them. Swap out your floors for tile if they’re linoleum.

Having the right lighting in a room can make a huge difference. A bright room feels warm and inviting. An additional lighting installation can brighten the room, but won’t always improve the appearance. Consider your decorations and choose accordingly. The feel of the home will be better with brighter rooms.

As was mentioned, if you aren’t sure what to do, home improvement can be really taxing. By learning from the advice located above, you can complete many home improvement projects.

Knowing what type of coverage to buy is an important step. Drivers can use the blog section found at http://carinsurancesavings.biz/ to decide which plans works best for them. Compare online auto insurance quotes A quote can help someone decide which policy works best for him or her. Comparing quotes is now simple and efficient. Car owners can do it online, on a single web page. All the rates will be selected from top brokers and will be accurate. By comparing online car insurance quotes, a car owner will save more than 25% on coverage premiums. It is always important to review as many policies as possible before making a decision and now, drivers have the means to do so. “Comparing car insurance quotes is the best way to shop for vehicle coverage. You will be able to get cheap plans in just a few minutes by simply visiting our website.” said Russell Rabichev, Marketing Director of Internet Marketing Company. Carinsurancesavings.biz is an online provider of life, home, health, and auto insurance quotes.

For the original version including any supplementary images or video, visit Shopping for Auto Insurance – Important Things to Keep In Mind! – Yahoo Finance

More About Car Insurance