A Detailed Examination Of No-fuss Secrets Of Car Insurance

Check Out Our Article On Pay As You Drive Car Insurance For More Information About This Potential Opportunity To Save Money On Car Insurance.

The National Highway Traffic Safety Administration (NHTSA), established by the Highway Safety Act of 1970, estimates that over 6 million car accidents in the U.S. are due not just to bad driving but also to the faulty design. [1] Case in point, the faulty ignition switch thats probably going to cost GM $1.3 billion in recall repairs, [2] not to mention settlements and judgments for lawsuits resulting from death and injury attributed to the problem. Who Does the Testing? Pretty much everything insurance companies do is based on statistics, probabilities and test results. When it comes to deciding which cars are safer to insure, they rely on standards set by two testing agencies: Insurance Institute for Highway Safety (IIHS), a non-profit organization, and the aforementioned NHTSA. IIHS rates cars from Good to Poor. For the past 22 years, IIHS has done the testing in their own facility, rating a broad spectrum of makes and models. According to their website, IIHS tests evaluate two aspects of safety: crashworthiness — how well a vehicle protects its occupants in a crash — and crash avoidance and mitigation — technology that can prevent a crash or lessen its severity. [3] IIHS buys the test vehicles from dealers, using their own crash testing budget. They note in on their websites FAQ page, however, that if a test isnt part of their regular schedule, but is specially requested by the manufacturer, then the manufacture reimburses them for the vehicle purchase. NHTSA uses Five-Star Safety Ratings, which assign stars based on crashworthiness and rollover safety by model, class and manufacturer so consumers can make comparisons based on unbiased data. Unlike IIHS, NHTSA testing is selective and based on, a sample of new vehicles predicted to have high sales volume or vehicles that have been structurally redesigned. [4] Like IIHS, vehicles tested are purchased by NHTSA from dealerships across the nation; they are not supplied to NHTSA by the manufacturer. NHTSA also makes a distinction between older and newer vehicles. Safety ratings for 2011 and newer vehicles should not be compared to ratings for 1990-2010 models since NHTSA introduced more stringent tests and new 5-Star Safety Ratings starting with 2011 models.

Visit http://www.einsurance.com/journal/how-safety-ratings-affect-what-you-pay-for-car-insurance/ for the full article and image and or video attribution

More About Car Insurance

ParkerVision Receives Additional $1 Million in Funding – Yahoo Finance

13 hours ago Content preferences Done JACKSONVILLE, Fla., March 07, 2016 (GLOBE NEWSWIRE) — ParkerVision, Inc. ( PRKR ), a developer, manufacturer and marketer of semiconductor technology solutions for wireless applications, announced today that Brickell Key Investments LP (Brickell), a special purpose fund under the management of Juridica Asset Management Limited, a Guernsey-based asset manager, exercised its option to provide an additional $1 million in funding under the agreement with ParkerVision announced on February 29, 2016. This brings the total funds provided by Brickell to $11 million. About ParkerVision ParkerVision, Inc. designs, develops and markets its proprietary RF technologies, which enable advanced wireless communications for current and next generation mobile communications networks. Its solutions for wireless transfer of radio frequency (RF) waveforms enable significant advancements in wireless products, addressing the needs of the cellular industry for efficient use of power, reduced cost and size, greater design simplicity and enhanced performance in mobile handsets as the industry migrates to next generation networks. ParkerVision is headquartered in Jacksonville, Fla. For more information, please visit http://www.parkervision.com .(PRKR-G). Safe Harbor Statement This press release contains forward-looking information. Readers are cautioned not to place undue reliance on any such forward-looking statements, each of which speaks only as of the date made. Such statements are subject to certain risks and uncertainties which are disclosed in the Company’s SEC reports, including the Form 10-K for the year ended December 31, 2014 and the Forms 10-Q for the quarters ended March 31, June 30, and September 30, 2015. These risks and uncertainties could cause actual results to differ materially from those currently anticipated or projected. Information Technology

for article and image and or video attribution, visit http://finance.yahoo.com/news/parkervision-receives-additional-1-million-130000322.html

Make Your Home Imporvement Projects Easier With This Advice

Welcome to home improvement 101! Home improvements are a complicated endeavor. Home improvement is extremely personal and it is hard to find out what will or will not work for you. The following article contains some great ideas.

Use some aluminum tape to help you patch cracks in the roof. Take off the paper backing before applying the tape to a smooth and clean surface. Your cracks will then be waterproof.

Without much decoration and personality, simple lamp shades are sometimes very boring. Brighten up the room by making your own personal designs on your lamp shades and adding a bit of color. You can give life to your home, as it can take away the boring environment you previously had.

You can make a lot of improvements in your kitchen. A great place to start is by cleaning any grease stains off the walls. A water and TSP solution will usually remove these stains. Eliminate the grease and any excess paint on the walls. Paint your kitchen an attractive shade of tan and marvel at how the character of the room has changed as a result.

Attach PVC pipes as part of your home improvement. If you don’t use this stuff, your pipes could leak. Furthermore, the pipe surfaces must be completely dry.

Your kitchen and bathroom renovations will start with turning off water sources so that you don’t create flooding when you work on your pipes or fixtures. It may seem obvious, but homeowners often forget this step and end up with water damage that requires even more renovation.

There are so many different possibilities when it comes to improving your home. Exploring new ideas can be fun, and different approaches work better for some homes than others. With these suggestions, you can be on the way to making your house a great place to come home to.

The Gilmer Mirror – Gilmer Among More Expensive Cities for Car Insurance

Auto insurance quotes are a great tool that can help drivers compare multiple policies in just a few minutes. Quotes are issued to fit each customer’s insurance needs and their rates are determined based on essential factors related to the applicant’s vehicle and driving record. A faster and more convenient shopping experience Comparing online car insurance quotes provides a faster and more convenient shopping experience. Drivers will be able to quickly analyze available offers in their areas thanks to the details offered by a quote. A quote shows the price, coverage amount and the type of auto insurance that a policy offers. Since all the offers are displayed on a single website, clients do not have to spend time completing quote forms on different websites belonging to individual agencies. Nor do they have to call or meet with an agent. Getting price information is now easier, which is truly advantageous for drivers who have a busy schedule. Comparing online car insurance quotes can help you save money The biggest benefit of comparing auto insurance quotes is that it allows drivers to reduce their coverage expenses.

for full post go to http://finance.yahoo.com/news/car-insurance-quotes-major-benefits-160000315.html

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