Youve heard all the cliches but sometimes it takes knowing how easily you can be found out and the consequences of fibbing to hammer home the point. So, tempting as it might be to fudge the truth on an insurance application, heres why its a really, really bad idea. Insurance companies are not stupid. In fact, theyre probably a lot smarter than you are, if for no other reason than theyve seen it all and heard it all. They know its human nature to play a little fast and loose with the facts if it might mean saving a couple bucks on an insurance policy. They have an arsenal of tools to ferret out fibs, including very sophisticated software, shared databases and human scam-sniffers. Thinking about burning down your house to get out of that underwater mortgage with a nice fat homeowners insurance policy pay-off? Some of the clues supplied by the National Fire Protection Association to spot an arson include: fires started during a renovation; an unusual amount of combustible material onsite; the homeowners whereabouts cant be accounted for; valuable personal items or pets were removed from the home before the fire; and firefighters access to the building was blocked by vehicles or items pushed up against doors. Other sources cite a claimants high debt or financial problems, adding excessive coverage just before a fire occurs and a history of such claims as additional indicators of foul play. Want to fake the theft of non-existent personal property? Handwritten receipts are a tip-off, asarethe lack of a police reportand the loss of family heirlooms whose worth is impossible to accurately assess. People often misrepresent facts on auto insurance applications to get discounts or lower premiums.
Car Insurance Interest
In a letter obtained by the News4Jax I-TEAM, Grassley said WWP claimed it was spending 80 percent of its money on veterans services. The Rublican Iowa senator’s investigation found that 33 percent that was claimed to be spent on veterans programs was actually free advertising and media. VIEW: Sen. Grassley’s follow-up letter to WWP “It includes free media as a program service to veterans. It is not clear whether the donated media was only outreach to veterans to help them access programs or whether it was for fundraising purposes,” Grassley said in the letter to WWP Board Chairman Anthony Odierno. Grassley’s investigation looked at the charity’s financial records from 2013 and 2014. In 2014, the committee found most WWP alumni and wounded warrior events were sporting events. Only 17 percent of events were related to physical health and wellness of veterans. “It appears the vast majority of the 94 percent of program services provided to veterans consisted of tickets to sporting events,” Grassley said in the letter. Grassley questioned WWP’s claim that it spends 80.6 percent on veteran programming based on the committee’s findings. “Of the $242 million WWP spent on program expenses in FY 2014, it appears that approximately $150 million of it was not actually spent on veterans by WWP and a large portion of it was in-kind donations,” Grassley said in the letter. Grassley has been working for years to improve the oversight of nonprofit groups, as part of his work on the Senate Finance Committee.
For the original version including any supplementary images or video, visit Senator questions Wounded Warrior Project spending
The Importantance Of Hiring A Contractor That Is Experienced To Do Your Home Repairs
Are you ready to improve your house? Alright then. It is imperative that you learn how to correctly handle any home improvement tasks that you are planning to do. If you need some help, read the following article as a guide.
If your trailer, house, or apartment is too small to house a dryer and washer separately, think about installing a combination unit instead. There are lots of combination units on the market that take no more floor area than dishwashers. The combo can both wash and dry clothes.
The improvements that are easily noticeable are very important. If you plan to sell the home, the buyers won’t care that you added fancy lights if the paint is peeling. Sometimes, the most important things are invisible, but that doesn’t count when you are selling the home.
If you have tried everything you can to stop your door from squeaky, you may need a new hinge. You can find hinges at most hardware stores. All you have to do is take out your hinge and then attach the sides to your door and wall. Then, ensure that the hinges are aligned and put the new pins in.
Place holes into the rim of paint cans with a nail. The space where the lid fits in the paint can will fill up with paint, when putting the lid on it will go down the sides. With a nail, put several holes in paint can’s perimeter, in the bottom of that channel, to avoid a problem.ne
Reading this article is the first step towards a successful project. The hardest part is out of the way. Now the fun can begin. In this article, we sought to give you some useful tips in home repair and improvement. Print this article out and review it for a refresher, when needed.
Otherwise, the leasing company will assess a value to the damage. In terms of “normal wear,” the definition can vary, and drivers shouldn’t assume that their own lease servicers will be lenient. “Some will nitpick the car to pieces,” says Jacobson. “Before getting the vehicle, consumers should ask what the lease-end-condition guidelines are.” Barbara Terry, an automobile columnist and author of “How Athletes Roll,” says if the car is significantly damaged, drivers can expect a bill for repairs at “full market price.” Billie CurriePhotography/Moment/Getty Images Leasing for too long Most car-lease terms range from 2 to 4 years, though some can go longer, says Reed. However, drivers who lease cars for too long could end up paying extra money in maintenance. Reed suggests that consumers not lease autos for longer than the warranty period, which averages 3 years, or 36,000 miles. “That’s a turning point in the car’s life, when it goes out of the bumper-to-bumper warranty,” says Reed. “If you keep the car longer, you’d have to consider getting an extended warranty at an additional cost, plus you may need to pay for new tires and brakes — all for a car that you don’t own,” he says. If a consumer plans to be in the same car for a long period, it’s probably better to buy it, says Terry.
For the original version including any supplementary images or video, visit Leasing a Car – 5 Dumb Car Leasing Mistakes to Avoid | Bankrate.com